Separate debit and credit rates
The debit rate is 0.32% + 3p per transaction; credit is 0.62% + 3p. Your card mix and average sale affect the full cost.
myPOS Ultra
myPOS Ultra.
Keep takings moving.
For established businesses with higher card takings. Compare the lower debit and credit rates alongside the monthly rental, transaction count and card-fee minimum.
New business? You can enquire without a statement.
0.32% + 3p
per debit-card transaction
Credit: 0.62% + 3p. Rental: £20 + VAT a month.
Equipment and eligibility confirmed in your quote.What you get.
Instant account settlement
Takings settle instantly into your myPOS account, seven days a week. Transfers to another bank have separate timings.
Ultra and a business account
A myPOS Ultra Android terminal with a built-in printer, plus a free business account. We confirm the equipment and final offer in your quote.
Put the numbers to work.
At £10,000 of takings and 200 transactions, all-debit card fees are £32 + £6 = £38. Add £20 rental for £58 before VAT (£62 including VAT on rental). With all-credit cards the equivalent is £88 before VAT (£92 including rental VAT). A real mixed-card bill will depend on your mix.
For a quiet month with £12 of calculated card fees, the minimum brings those fees to £20. Add the £20 + VAT rental: £40 before VAT, or £44 including rental VAT. Only the monthly rental carries VAT under this offer.
Compare with your current costsIs it the right fit?
Best considered for an established business taking enough that its card fees exceed £20 a month. For a new or quieter business, we would normally start by comparing Shift4 Solo.
Send a recent statement, or tell us your monthly takings, transaction count and card mix. We will compare the full cost, including the minimum, before recommending a switch.
Know the agreement.
Monthly rental is £20 plus VAT (£24 including VAT). There is a separate £20 minimum on card fees: if actual fees are below £20, you pay the difference. We confirm the agreement length, cancellation and any other applicable charges before you apply.
Your final quote confirms rates, tax, equipment, eligibility and any other applicable charges before you decide.
Before you choose.
Is £20 + VAT the whole monthly cost?
No. It is the monthly rental. Card transaction fees are additional and have a £20 monthly minimum. Other applicable charges and terms are confirmed before application.
Does instant settlement mean instant transfer to my usual bank?
No. It means instant settlement into your myPOS account, seven days a week. Transfers to another bank have separate timings.
Does the minimum add £20 to every card-fee bill?
No. It only tops calculated card fees up to £20 when those fees are lower. If card fees are £60, you pay £60 in card fees, plus the monthly rental.
Talk it through with Kayden.
Tell us what you sell, how you take payments and what you need from your setup. We will compare the options and explain the terms before an application.